Advanced Insurance Services maintains certification as an approved "Qualified Loss Management Program Provider" for Workers' Comp coverages in the state of Massachusetts. Under the Qualified Loss Management Program (QLMP), clients are entitled to a credit in their policy as long as they meet the requirements of the program. The state of Massachusetts has found that implementation of a loss management program has sucessfully reduced employers' losses and affected their bottom line costs over 20%. Clients partipating in the program can expect receiving four years worth of credit, even if you move out of the assigned risk pool to the voluntary market. To find out more information on the the QLMP program, please check out the state of Massachusetts' Workers' Compensation bureau web site at http://www.wcribma.org/standard_pg_layout.asp?iPageID=31